Multi-state lien waivers. Escrow that releases the same day. GL & Workers' Comp in 60 seconds. Owner financing approved before they ever bid the job. A business card that pays you back. Bundled into one app. Free for the first 250,000 contractors who claim it.
The average independent contractor leaves $11,400 a year on the table to four invisible costs that have nothing to do with the work itself. Here's where it goes:
We didn't build a "marketplace." We built the operating stack a contractor needs to run a profitable job — from the day the bid lands to the day the final lien waiver is signed. Each piece is something contractors already pay for, separately, every month. We bundled them. And for the first 250,000 verified contractors, we're not charging for any of it.
Owner releases a milestone, money lands in your account today — not Friday. Built on Stripe. No factoring, no 3% fee, no chasing.
All 51 jurisdictions. The right form, the right statute, the right notary block, generated on demand from the project record. CSLB, NY Lien Law, Texas, Florida, the works.
Not a quote form. An actual policy you can bind from your phone, instant COI to email to the GC. Re-shopped against multiple carriers every renewal so you stop overpaying.
The homeowner posting a $50k kitchen on Bidroom can apply for the loan in the same flow they post the job. By the time you see the bid, the money's already approved — or they've been filtered out before they wasted your day.
Buy lumber, HVAC, fixtures — pay on the deposit milestone, not out of pocket. Keeps your line of credit free for payroll.
Tied to your Bidroom profile. Cashback on materials, fuel, equipment rental. No personal guarantee, no annual fee.
Drop your contractor license number. We pull the state record automatically — CSLB, NYS, TDLR, all of them. Takes about 90 seconds.
You don't have to turn everything on day one. Most contractors enable escrow + lien waivers immediately and add insurance at the next renewal.
Owner posts. You bid. They fund escrow. You work. They release. You get paid same day — with the lien waiver auto-generated. Done.
"I generated a Texas lien waiver from my phone in the cab of my truck. My old workflow was emailing my paralegal cousin in Houston. This alone is worth switching."— Marcus T., GC · Houston, TX
"The 'owner already pre-approved for financing' filter is the killer feature. I stopped writing bids for people who can't actually pay me."— Lisa R., Kitchen & Bath remodeler · Sacramento, CA
"Got my GL re-quoted through the app in maybe 90 seconds. Came in $1,840 cheaper than what I was paying. That paid for my whole quarter of fuel."— Devon P., Roofing · Tampa, FL
The same way Square, Stripe, and Toast make money. When an owner releases your milestone through Bidroom, our payment partner takes a small percentage of the transaction — the owner pays it, not you. We don't charge subscription fees, listing fees, or "premium tier" upsells to contractors. The stack is free because the marketplace pays for it.
Real. The policy is underwritten by a licensed carrier and bound from inside the app. You get a real Certificate of Insurance you can email to the GC. The 60-second number is the actual median bind time on the platform.
Keep it. Use Bidroom for everything else. When your renewal comes up, we'll re-shop it for you and tell you whether to switch — with no obligation either way. About 60% of contractors find a cheaper rate; 40% don't, and we just say so.
State-specific. We track the lien statute for all 50 states plus DC, including the exact statutory language California requires (Civil Code §8132 / 8134), New York's Lien Law §34, Texas Property Code Ch. 53, and the rest. The form regenerates with the right notary block based on the project location.
No catch. We're underwriting partner margin against new contractor signups during the launch window. Once we hit the cap, the stack becomes a paid tier for new accounts (existing accounts stay free forever). If you're getting this page in your inbox, you're inside the window.
No. Use the parts you want. Most contractors start with escrow and lien waivers, then add insurance and the card later. The stack is à la carte once you're in.
Verify your license, get the app, run one job. If it doesn't pay for itself in saved insurance + faster payouts on the very first project, walk away — nothing was charged.
Claim My Free Stack →